Of course, we will use the selection method as outlined in your QC Plan, however, our preferred and recommended method is the Stratified Random Sample Method, whereby we first divide your total production for the month into groups, such as loan type, loan officer and branch office. We then select a minimum of 10% of each group by a simple random basis. We use this method to ensure that the sample of loans selected is statistically representative of the lender’s total book of business.